Our products

Hire Purchase
Car Finance

Hire Purchase offers a straightforward way to spread the cost of your loan.

How much for your dream drive?
Tailored deposit & repayment plan
Quick and easy to arrange
Low monthly payments
Final ownership options
Made for you

Hire Purchase

Hire Purchase offers a straightforward way to spread the cost of your loan. There is a fixed rate of interest with fixed monthly payments, which allows you to take ownership of your asset once all payments have been made.

  • Set monthly payments over the term
  • No milage restrictions
  • Own the vehicle upon final payment
More info

What does Hire Purchase involve?

With Hire Purchase you are free to use your vehicle whilst paying set monthly fees. On top of that you will own the car outright upon the final monthly payment.

However, you will likely be responsible for the upkeep of the car and any costs that come from maintenance and servicing, which can be included within Lease Purchase agreements. You will also have to clear any outstanding finance on the vehicle should you wish to sell it at any point prior to final payment.

Hire purchase could be the right solution for your next car purchase. Call Harrington today and see how of dedicated team can help you find the right deal to fund your next dream car.

How does it work?

We make finance easy


A dedicated account manager will discuss your needs and collect documentation


We find the right deals, complete applications on your behalf and get you a no obligation quote


If accepted we pay the dealer – you pick up your new car!

More info

Hire Purchase FAQs

How does Hire Purchase work? expand

Hire purchase allows a customer to break down the cost of a vehicle over an agreed period of time – typically 2-3 years, through fixed monthly payments. Its also possible to also provide an initial deposit, which will reduce the overall loan requirement, thus lowering your monthly payments. Through Hire Purchase it can also be possible to own the vehicle outright if you decide to make a lump-sum payment covering the remainder of any outstanding loan value.

Do you own the car at the end of Hire Purchase? expand

Yes, it is possible to own your vehicle at the end of a Hire Purchase agreement. Upon making your final monthly payment, the vehicle will become yours, sometimes there will be a small final fee to secure the purchase.

Can you buy used cars on Hire Purchase Finance? expand

Used cars are regularly purchased with a Hire Purchase Finance agreement. Hire purchase is popular on cars older than 5 years, where it can be tougher to establish residual values at the end of an agreement.

Are car finance payments tax deductible? expand

If you own a business, you can claim any costs associated with the vehicle, plus claims for mileage. If you’re a limited company, you can also claim corporation tax on payments made out for the vehicle. If you buy a vehicle for your personal use, you won’t be entitled to any tax relief, regardless of the finance product you chose. Additionally, you won’t be able to claim for insurance, road tax or fuel either.

Customer Review

Approached these guys thinking that I was going up be treated like any another customer. To my surprise, my case was handled from beginning to end by a team of dedicated enthusiasts, who demonstrated great knowledge of the products, tailored to my specific needs, in addition to a relentless ability to support as needed.

Customer Review

Ticked all the boxes.

Very easy to deal with, managed to beat my current finance rates to combine everything into one place. Happy Customer.

Customer Review

Excellent company to deal with, quick on answering phones and responding to e-mails, all considered first class business. Having dealt with Harrington Finance recently to purchase a Porsche 911. I was delighted with service in terms of their efficiency, understanding and explanation of relevant products and their overall speed and clarity throughout the process.



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